Category Archive for ‘Commercial Insurance’

Liquor Liability Insurance: A Sobering Reality for Business Owners

“A guy walks into a bar…” Many entertaining stories begin this way, but for business owners who engage in the sale or service of alcohol, the story can turn into a nightmare without adequate liquor liability insurance. What happens when an intoxicated person walks into your client’s restaurant, orders one

Special Event Insurance for Holiday Events: Protects Pumpkins, Ghouls, Mazes and More

Special event insurance isn’t just for weddings and hole-in-one competitions. As the season for holiday festivals, parades, corn mazes, and Christmas tree lots approaches, small business owners and non-profit organizations need help protecting their investment from liability lawsuits. For a relatively small premium, an individual or organization can protect itself

Janitorial Services Insurance: Are Your Unsupervised Workers Leaving You Unprotected?

Today is the age of entrepreneurship. With the blossoming of small business, janitorial service companies are popping up all over the country.  The only problem is many do not consider insurance risks in their business plan. The Janitorial Services Product offered by Atlantic Specialty Lines is created especially for:  

contractor insurance

Construction Industry in the Rebound: With Future Growth Certain your Client needs the Right Contractors Insurance Policy

The 2009 construction recession led to plummeting home prices, a scarcity of work for contractors and a decrease in demand for contractors insurance. The economic conditions, some of the worst in U.S. history, crippled the industry until now. In a recent press release, the Associated General Contractors of America stated

cyber crimes

Why your client not protecting their business from cyber crimes is a bad idea… and how you can help

The average cost to resolve a single cyber attack totaled more than $1 million in 2013, according to The 2013 Cost of Cyber Crime Study. Over the last four years, the cost of cyber crime has escalated 78 percent, while the time necessary to resolve problems has increased by nearly

Commercial Vehicle Insurance

How to Find the Best Insurance Coverage for Your Customers’ Commercial Vehicles

Personal auto insurance policies don’t protect business vehicle use. In fact, personal policies will not only likely deny coverage for work-related accidents; they may even cancel a customer’s policy for using their personal vehicle for work without the proper commercial vehicle insurance. According to a 2013 report from the U.S.

builders risk policy

The real cost of not having a builders risk policy in place

The construction of a new building is exciting, for business owners and builders alike. However the risks that go along with new construction projects are rarely covered by standard property insurance, which typically goes into affect upon completion or occupancy. A builder’s risk policy can protect businesses from losses that

Business interruption insurance covers more than just disasters

Business interruption insurance covers more than just disasters

Business interruption insurance is most commonly associated with disastrous events such as fire or natural disaster. This policy provision in excess of standard property insurance covers the loss of income that a business suffers after incurring damage from such an event. The less common (yet still as relevant) application for